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Wednesday 13 May 2015

5 ways to make quick money from legal and moral way internet


Internet has been a great window when offering services and selling objects of all kinds. Because if you had to assemble before a market in your neighborhood to wholesale your paraphernalia, now there are hundreds of choices to do online. If to this we add the ineffable factor of the disaster, we have the faultless formulation for citizens to have more and more options to make money online.

The trouble is that the network, like the offline world, it can often be support for small, “paupérrimamente” paid or even dubious moral legal jobs.
Simply do a quick search on the Internet to know that we can make money easily develop false opinion comments on websites, copying or stealing content outdoor appraisals, amongst others?

If you are in need of money and want to earn extra income fast, legal and moral way on the internet, we offer the following:

1 - Sell secondhand. The classic choice. On the one hand we have traditional platforms: eBay, Amazon, Mila nuncios ... But in our country have emerged in recent years new platforms so substantial that improve the options for the user.
Among the many that exist in Spain, two we recommend are having a large boom lately: Walla pop and Sell tag.

2 - Answer surveys. Answer surveys for money is one of those options whose legality was continuously disbelieved, but assure you to distinguish that entrance fee reviews, fill them and make money in return is a completely legal practice. If you are interested, you have several options: Feedbox (1 euro per completed survey), Global Test Market (cash cards through BBVA), My Survey (cash through PayPal, but also in gift vouchers and Discount cards El Corte Ingles) or Center opinion (payments through PayPal), among other options.
None of these sites will make you rich and will leave you out a salary, but will allow you to deal with small expenses of your day.
If you have free time, you can always get you some extra money doing minor occupations, which can variety from the humblest errands to carry out small professional jobs

3. Websites of errands. If you have free time, you can always get you some extra money doing minor occupations, which can variety from the simplest errands to carry out small specialized jobs. In this intelligence you have more than a few options: the best known is probably ETEC, which is more general level, but can also get you money familial (personal services to families), Dome sting (cleaning services) or pet & net (pet care) between
many others.

5 ways to make quick money from legal and moral way internet


4. The social network that pays you for posting. If you've ever stopped to think about the hours you throw yourself in front of Facebook or Twitter without a job or benefit, this initiative may be interested. This is Tus, a social network that pays money to its users post content on its platform. Tus you can make money if you publish the content, if you help spread or if the platform supports to get new users. The story is interesting platform because its founder, Sebastian Sorcha, was inspired by the case of Ed O'Bannon, it is an American basketball former player who once fought news agencies and media outlets asking them part of They obtain income with the photos that did it. Tsu also you will get rich, but it can be interesting to taste it.


5. Shortening sites. Yes, as you read. If you dedicate yourself to shorten urls of a website (as is normally done on Twitter) also you can earn small amounts of money. That is at least the intention of Adfly, a platform that aims to pay you money to curtail these URLs. Clearly, it is not as debauched as shorten the address, but also have to share the URL in your social networks and get clicks.

Friday 17 April 2015

Cheapest cars insurance for young drivers

Cheapest cars insurance for young drivers


 
 
Getting cheap car insurance if you’re a teenager can prove more difficult than revising for your exams, but here’s a handy little run down of the cars to start looking at!

If you have just recently passed your driving test and you have ripped up your L-plates, you may now want to go out and buy the car you have always dreamed of that is affordable within your budget.
But most people who are celebrating passing their test are aged between 17 and 20, and it is in this age bracket that insurers will place a high premium on young drivers for a number of reasons.
If you are aged 17 to 20 years you may be celebrating the fact that you have passed your driving test but those celebrations will soon be dampened somewhat when you start to phone around a number of insurance companies to get a quote on what your annual car insurance will be. The problem young drivers have is they’ve little or no experience on their side, no chance of building bonus from no-claims years and are bracketed as the highest age group for having an accident.
It is for these reasons that insurers naturally penalise the 17 to 20 year age group. But don’t despair just yet because there are a number of cars that are actually cheap to insure for young drivers.
As a young driver, you may have passed their tests but one of the biggest barriers behind getting out there on the road is the cost of the insurance and this figure can be as much as the vehicle itself.

For example a Honda Civic or a Volkswagen Golf will set you back more than £4,000 in yearly insurance premiums alone. Buying a Vauxhall Astra or Ford Focus will cost well over £3,500 to insure each year. That’s a monthly bill of £300.
So what are the cheapest cars to insure for young drivers? If you are looking to get behind the wheel without paying a king’s ransom for insurance then go for a Ford Ka2, at £1,651.40 per year this would only work out to be around £137 per month.
Even a Peugeot 107 would only set you back around £1,994.42 per year (a monthly cost of £166.20) and a Daewoo Matiz at £2,258.26 annually (£188.19 per month) sounds much better than going for the sportier vehicles like the Ford Focus or Honda Civic. Furthermore you will save around £250 every month!
The Mini One is also another popular vehicle for the young ladies and at £2,268.85 per year (£189.07 monthly) it should still be one of the cheapest cars to insure for 17 to 20 year olds.
Top five cheapest cars to insure for 17-20 year olds
CarYearly insurance premiumMonthly insurance premium
Ford KA2£1,651.40£137.62
Ford KA£1,781.25£148.44
Peugeot 107£1,994.42£166.20
Daewoo Matiz£2,258.26£188.19
Mini One£2,268.85£189.07
Source: Confused.com

I want to earn money from Adsense-tips and advice for beginners

If you have a website, blog, youtube video or any other online presence, making money through adverts couldn’t be easier and here’s our beginner’s guide.



I want to earn money from Adsense-tips and advice for beginners

 

Google’s Adsense program is a great way to cover your hosting costs and make money from your site without much effort.
Google do all the hard work such as attracting advertisers and sorting payments for you (for a cut of any profit you make, of course), so all you need to do is place a bit of code on your website.
There’s not many limitations on what websites that can use Adsense, such as having a certain number of page viewers or users, which is what makes it so great and easy to get going with.
Here are some of our tips for beginners to get the best out of the progrmme.

Don’t get banned

If you read webmaster forums they are generally full of stories from those banned from Adsense by Google for some reason on another, 9 times out of 10 it’s because they didn’t read the Adsense program policies. If you haven’t bothered to read them – do it now. The Adsense policies aren’t just some terms and conditions you should mindlessly agree with – if you get banned you won’t get paid – however much is in your account.
The policies aren’t particularly strict and most of it is common sense: Don’t click your own adverts, don’t host anything illegal and so forth, but read through them to make sure you’re doing everything right.
With all that in mind here our tips for not getting banned:

Write a privacy policy

If you’re going to put Adsense on your site you need to write a privacy policy, a document which describes what you do with personal information users may submit or you may collect and log. As of May 2012 your site’s privacy policy must contain details about Adsense’s interest based advertising and use of the DART cookie. Luckily for those who have little experience writing legal documents, Google has all the details you need to include.

Don’t click your own links

Google is far smarter then a lot of people realise! Don’t click your own ads, whether you’re on your own computer or not, Google’s software can detect fraudulent clicks and if it does you risk being kicked out. You may want to download some adblocking software or disable ads on your site just for you – this is pretty easy for forums and blogs as there are lots of plugins available.

Don’t ask for or encourage clicks

Never ask people to click your links – that includes your friends or family! Using slogans such as “Support us” near Adsense ads is strictly forbidden.

Furthermore don’t try to encourage links by other means – this includes putting misleading images near ads or using other graphics to highlight or direct attention to ads.

Optimize your placement

The placement of ads is very important, firstly place more than one ad unit per page – you can place up to 3 ads on the same page. Be careful not to go too overboard though – if you’ve only got a paragraph of content large banners aren’t going to look too pretty.
Use a mix of ad formats across your websites, this allows your ads to get maximum exposure and helps reduce “ad blindness” – users subconsciously filtering out adverts they’ve seen multiple times. Large box ads and 728×90 leaders tend to do well where 468×60 banners can be much weaker.
Place ads above the fold – that is the part of the page the user can see without having to scroll. Ads to the left also generally perform better (assuming left to right reading).
The final placement tip is to place ads near and around the content but be careful not to confuse users to mislead them. Content around “rich content” – your article body or navigation areas – tend to perform much better as that is where the user is focusing.

Optimize the ads themselves

As a publisher you control which types of ads show – text, image based or both. There is always a lot of debate about which option is better but our suggest is to show both image and text ads. This increases the variation in ads shown to your users which is helpful for repeat visitors.
You can also change the look and style of your ads but this sometimes takes a bit of trial and error in getting the best color palette for your website. Generally you want to use colours already on your site so that ads either blend in the complement the design and content. Depending on your site’s content and audience however, more bright and prominent colours could be better.
Use rotating colours to reduce ad blindness from repeat visitors to your website!

Conclusions

If you follow these simple introduction tips to Adsense you’re going to be well on your way to your first check so good luck!

Are you a Student? Know how to save money on University textbooks

If you’re just starting university one of the first tasks you’ll have to do is grab your textbooks for the start of term, and they don’t come cheap.

Some textbooks can cost upwards of £100, but even if cheaper, the money can soon stack up with some courses requiring ten or more books.
Here’s our guide full of top tips to saving money on University text books.

To buy or to loan?

Firstly there is a question over whether or not you need to even buy your textbooks, or whether you can simply loan them from your library.
This will depend on a number of factors, and two main ones being does your library stock the book and are there any copies left.
But even if these two criteria are met the answer may not be so straightforward. Popular books may not be able to be loaned for long periods, and sometimes it’s better to have your own book anyway.
Advantages to buying include the freedom to do what you want with the book, such as tearing pages out, highlights areas, doodling, making notes and so forth. You also don’t have to worry too much about losing it or incurring fees by returning it late.
And while you will obviously have to pay for your own book, you can sell it on once you’ve finished and may be able to get a reasonably good price, some other students may even be willing to pay a bit more if you have covered it in (helpful!) notes and points.

More Info...

Cheap places to buy

If you do decide to buy then there are several options and places to try to get a good deal…
1) Fellow students
Possibly the cheapest place to grab a deal is from your fellow students who most likely will have absolutely no need for the book once they’ve completed their course. Ask your friends and check your student notice board for people offering books for sale.

2) Online book marketplaces
The likes of Ebay and Amazon are great places to pick up bargains, with cheap second hand text books usually going for well below market prices. But there are some great specialist book sites with second hand deals, with other sites to look at including Blackwell’s and The Book Pond. Search around and see if where you can find the cheapest deal.

3) Online sites
If you’ve no luck in the marketplaces then look at online shops to buy new, with Amazon being our top tips for the cheapest prices, but also try Blackwell’s especially for more specific books or rarer editions

4) Book shop
Most universities will have a deal with a local book shop to stock all the titles students need, so the good news is that it’ll be guaranteed you’ll be able to pick up a copy of all the textbooks you need. The bad news is that these places generally charge the most, sometimes even above the already high RRPs. We’d suggest going to your bookshop as a last resort!

Loaning

If you chose to loan your books, get a head start. With limited copies and sometimes hundreds of students after them, the most popular course books will be quickly let out to others if you don’t get in there quick. Don’t wait until term starts, most libraries allow you to reserve books, but even if they don’t, try and get a copy as soon as possible.
If you’re unlucky at your university’s library, try your city’s local council or independent run library. While their selection of textbooks will be a lot smaller, they may well stock the one your after so it’s worth a look. Most libraries now allow you to search their books online too, meaning you can check without having to leave the house. Or even without getting dressed, if you’re that lazy.

More different ways to make money with your mobile-For students tips

There are different ways to save money on your mobile. From finding great deals on a new phone, to using it to find great prices on all kinds of products, there has never been a better time to be a mobile-savvy student for the worldwide.


Apps that reward

Wouldn’t it be great if there was a way to get paid just for using your mobile? In fact, there are plenty of apps for Android and iOS that do just that. And because there are lots of ways to get paid these days (such as PayPal, Google Wallet, Amazon credit or iTunes vouchers), it’s never been easier to earn cash or rewards for completing some easy tasks. You won’t get rich quick by using these apps, but you could earn enough to pay for a few great nights out, or even a new phone.
If you are keen to make spare cash by using apps, make sure you read their privacy policy first and check out what type of information is collected. It’s also important to only download apps from trustworthy and reliable sources such as Google Play or the Apple App Store, and never download any app from a link in an SMS.
AppTrailers (iPhone and Android)
App-Trailers-Screenshot-600x513 More ways to make money with your mobile
AppTrailers shows you short video trailers of new apps you may want to download and install. Each trailer that you watch earns money, and if you actually download and use the recommended apps, you can earn even more. The more you watch the more points are awarded, which can then be redeemed using PayPal or converted into gift cards. It’s a fun and convenient way to earn money, and is extremely simple and intuitive to use. If you love apps too, it’s a no-brainer.
Instant Rewards (iPhone and Android)
Instant-Rewards-Screenshot-600x338 More ways to make money with your mobile
Instant Rewards is an incredibly popular app at the moment, and lets you choose either an Amazon gift card or cash via PayPal as a reward. The app includes several ways to make money, for instance by watching app trailers, liking a page on Facebook, or taking short surveys. The company claims that it pays out more than competing apps, but you could always install several different ones to see which is the best.
Roamler (iPhone and Android)
Roamler-Screenshot-600x328 More ways to make money with your mobile
If you have ever heard of the term “mystery shopper”, you’ll be instantly familiar with the idea behind Roamler. It’s all based around anonymous product and service testing, to check a brand or product success in the marketplace. Roamler has turned the idea into quite a fun pastime that you can perform on a social level. It’s actually quite addictive, and the more you do, the higher your experience level becomes, leading to larger payouts for completing tasks.
Assignments might include things such as taking a photograph, filling out a checklist, or reviewing a product’s presentation – some of it is at home and some tasks need you to go and find the items, for example in stores or restaurants. Roamler is a lot of fun, and offers users rewards for continuing to interact with the app, and the tasks are mainly things that we spend our time doing anyway.
You can find out more about Roamler at http://www.roamler.co.uk.

Surveys and polls

These type of apps typically payout for completing online surveys or polls on a variety of topics. The reason is that many firms pay a lot for market research, and what better way to collect it than an army of smartphone users? Survey apps typically pay out different amounts based on factors such as the length of the survey, how many qualified people are taking a survey, and whether it requires special knowledge or expertise.

Maximiles (iPhone and Android)
Maximiles-Screenshot-600x342 More ways to make money with your mobile
Maximiles is a survey website and a mobile app, which allows you take surveys and short polls to earn points. Furthermore, there are plenty of different types of rewards, such as DVDs, magazine subscriptions, gift cards and more.
MySurvey (iPhone and Android)
MySurvey-Promo-Pic-600x542 More ways to make money with your mobile
MySurvey is one of the most popular online survey companies, and it’s hard to beat MySurvey in terms of reliability because it’s one of the first survey panels that started paying people for their opinions. The first step requires you to sign-up on their website by filling out some simple forms.You will be asked to fill out some of your personal details and demographics. Once this is done, you can start answering different surveys right away.

Freelance work and blogs on a smartphone or tablet

Aside from the small selection of apps that we have listed, which could help you earn some well deserved extra cash, there are other ways to use your mobile phone with even higher earnings potential. Here are just a small selection of ideas.
Create a blog and get Google to pay you
These days, it’s extremely easy to create a professional-looking, interesting blog (as long as you have something vaguely interesting to say, of course!) using free tools like WordPress and Joomla. You could start by purchasing a website domain name through a company such as GoDaddy, and set everything up there in just a few clicks. Alternatively, take the quicker route and have your blog hosted on sites like WordPress.com – you can always move it later on.
If you do decide to start a blog with the aim of making money, you need an interesting topic or at least something interesting to say that will get readers coming back for more. But the great thing about blogging is that it’s easy, quick, and with a bit of luck can build up an audience in no time.
How do you make money this way? You could either sell advertising space to companies that wish to put a banner somewhere on your site. Another way is to create a Google Adsense account and get ads automatically displayed on various pages, which means every time someone clicks on an advert, Google will pay you — typically a small amount — but this could reach hundreds of pounds every month with a bit of work and promotion on social media sites.
MySurvey-Promo-Pic-600x400 More ways to make money with your mobile
The beauty of blogging is that you can do it on your smartphone or tablet, using apps such as WordPress that let you blog directly and publish, or just use a standard word processor to create the content and upload it later on. You can blog about any topic imaginable – shopping, technology, student life, movies, or video games – the possibilities are endless.
There are thousands of resources online to get started writing a blog – you just need a little inspiration to get going, but when you do, why not get paid to write for fun?
Freelance writing or web design
If you don’t fancy starting a blog and trying to figure out how to earn money from it, you can use popular freelancer sites such as PeoplePerHour and Freelancer.com to generate some extra income. If you have any in-demand skills (such as writing short articles for blogs or web design), there are literally thousands of jobs popping up each day.
The amount you get paid varies, but if you can find several small jobs that pay regularly, you can be earning hundreds of pounds quite easily and do the work when it suits you. Many of these freelance jobs (such as travel writing) only take a few hours each, and can be done on a tablet, laptop or smartphone – literally anywhere in the world. Imagine that you have successfully bid on a job to design a logo – there’s no reason you can’t do that on your smartphone with image editing apps and a little skill.
Most of the freelancer sites work like this – you register your details and create a profile, outlining what skills you have. You can then bid on jobs against other people, and typically have a limit to how many you can bid for each month. It’s not always the cheapest bids that win either, as the people that need the work doing will look at your previous work and how highly rated you are. The more work you do and receive positive feedback, the higher your rating will be. They also pay out directly to your bank account or PayPal, but note they tend to take a percentage of the work (up to a certain amount each month).
Girl-with-Tablet-has-Idea More ways to make money with your mobile
For this type of work, it usually takes a little while to get going if you’re new, but once you’ve completed a few jobs (usually at a lower rate, to begin with), you gain feedback, ratings, and can start to charge more. It really is a great way to generate additional income, and established freelancers can earn thousands every month, depending on what type of job is required.
For more information about freelance work, it’s worth checking out popular sites such as:

Final words

It’s a lot easier than you might think to make money using your mobile phone. Whenever you have a few hours to kill, you could put that time to use by completing surveys, doing small tasks, or simply watching the latest app videos.

Sunday 22 February 2015

15 ways to make money as a student from any where in the World

Saving money is one thing but how about making money as a student? With not much free time a full job is out of the question but here are 15 ways to getting some extra cash…

Cashback

Cashback sites like QuidCo pay you to shop through them giving you a percentage of any products or services you buy from groceries to insurance. See our guide to the best cash back sites for more tips.

Write recipes

Earn £5 via Paypal for every recipe that’s published when you submit them to Student Recipes, cashing in on your own hunger cures!

Surveys

Earn up to £5 and get free samples for completing various surveys on products or brands. Top sites include MySurvey UK. You can collect points which are redeemed for either a transfer to a Paypal account or vouchers for various websites and shops.

15 ways to make money as a student from any where in the World


Make money with your phone

Money making apps can help you make money from just tapping away on your phone with one-off mini tasks for companies. They can include everything from surveys to watching videos.

Get cash with FieldAgent

FieldAgent (App Store link) is a mobile app that offers users mini jobs to complete. Tasks you can take up include taking photos, checking prices of products in shops or scanning barcodes and QR codes

Start using Fiverr

Gig websites like Fiverr allow you to make money doing almost anything you can dream of, whether it involves a talent or not.

Write music reviews

Earn some extra cash by writing music reviews for websites such as Slice The Pie which has paid out over $1,000,000 in rewards already.

Sell your old books

Get some cash for your old text books by selling them on, either to other students directly or via Marketplaces such as Amazon.

Get a student job
From stewarding one-off events to waiting in restaurants, there’s plenty of short term, temporary student jobs around that you get into instantly. See our student jobs guide for some top websites to search for work.

15 ways to make money as a student from any where in the World


Rent your parking space

If you’ve got a parking space you’re not using then be sure to see if you can make some cash by renting it out. If you live near popular attractions such as arenas or stadiums you can make quite a bit from your unused land!

Become a TV extra

Join up to a TV casting agency to appear on shows as an extra in your spare time for up to £100 a day.

Sell your old mobile phone

See our guide on selling your mobile phone to find out which site pays the most, you can get over £100!

Get money with photo missions

Almost every one has a camera in their back pockets nowadays with smartphones and apps like Clic and Walk (App Store link) allow you to earn money by completing ‘photo missions’ in stores or at home. Various tasks are sent to your phone, both nationally and in the local area, which involve answering questions, taking photos and scanning barcodes.

Make money from your website or blog

Cash in on visitors to your website or blog with ads, check out our making money with Adsense guide to get started and some top tips.

Become a freelancer

Turn your talent into a job by becoming a freelancer. Whether it’s photography or web design, you can make money doing work for others and boost your CV at the same time, and you never know it may even turn into a full time job for you too. See our being a freelancer tips.

50 side businesses for Students in UK and USA to set up from home



Happy days are here again – or so you might assume from a recent wave of optimistic reports about the economic outlook and rising consumer confidence. But while unemployment is down, the latest labor market figures reveal a surge in part-time jobs as employers remain anxious about long-term recovery prospects, suggesting it may not be time to hang out the bunting just yet.
With more of us working fewer hours and with a resulting earnings gap to close, there's arguably never been a better time to set up a business you can run in your spare time from home. Whether it's to help make ends meet, or to follow your passion, or maybe even both, we've asked the experts to come up with 50 practical and cheap ways to make some extra cash.
Our list may not be exhaustive, nor may it put you on the path to riches and early retirement, but hopefully it will get you thinking. And if you have any better ideas, let us know by emailing.
1. Antiques/collectibles dealing: Know your stuff when it comes to certain kinds of collectibles? If so this can be a great way to make money from a hobby. Trading sites such as eBay make it easier than ever to reach your target market, according to Trent Hamm, author of US money-saving blog thesimpledollar.com. "I had some success with this myself in the past, trading cards and video games," he says.
2. Babysitting: If you can spare a few evenings and know any parents desperate to get out, there are few simpler ways to make a few extra pounds.
3. Bed and breakfast: Got a spare room? Live near somewhere of interest to tourists, or close to a student area? Note you'll almost certainly need planning, mortgage lender and health and safety approvals first.
4. Biscuit/sweet making: Homemade biscuits and confectionery can be a great seller, says Hamm. "Bake and package them well, and try reselling through a local gift shop. People in your social network may buy batches for special occasions."
5. Cake making/decorating: If you enjoy baking and have an artistic touch, making and decorating cakes can be a really satisfying way of earning extra money. "One of my mother's old friends does this and makes quite a bit on the side," says Hamm.
6. Car boot sales: This is a part-time occupation that increases earnings and broadens horizons as you make sales and get to travel, says Emma Jones, author of Working 5 to 9: How to Start a Successful Business in your Spare Time, and founder of the website enterprisenation.com. "Consider selling specialist items and building a reputation for being the go-to person; offering your knowledge and expertise with the product can increase the price you're paid," she suggests.
7. Car cleaning/valeting: Have a meticulous eye for detail and love to get things spotless? This could be a perfect side business for you. "Many people are quite happy to pay well for this service," points out Hamm.
8. Catering: Formal qualifications are not strictly required for catering, which is more about producing and delivering good food. However, the organizational aspects may be easier after some instruction, such as a City & Guilds certificate (NVQ or other) in hospitality and catering.
9. Census distributor: Every 10 years a census is held in England and Wales. The next one is in 2011, but you can register now to be considered for a range of related roles in your area, including collection and delivery. See censusjobs.co.uk.
10. Childcare: There's great potential to earn extra money from looking after kids, but you'll need to adore children (not just your own), have boundless energy and patience and in many cases must satisfy Ofsted criteria.
Any adult who looks after another person's child for more than two hours on any one day in a location other than the child's home (so excluding most babysitters and nannies) needs to register with Ofsted – it's not a particularly complicated process but does include medical, criminal and domestic safety checks. Nannies can look after the children of up to two sets of parents, in one of their home environments, without being Ofsted-registered.
Failing to meet the criteria can land you in court, so check here for the full list of Ofsted restrictions.
11. Computer repairer/troubleshooter: Despite the proliferation of technology in our lives, many people still find computers complicated to maintain and terrifying if they go wrong. If you have a reassuring manner and are not fazed by the inner workings of a PC, offer your services locally and let word of mouth do the rest. "I had some success doing this in the past," says Hamm.
12. Cosmetics sales: This is very much a social business activity so be prepared to spend lots of time meeting and talking to people. You'll be selling mainly by networking and often through parties in other people's homes, so an outgoing manner and immaculate personal presentation skills are essential.
13. Data entry: Perhaps not the most thrilling of part-time pursuits, but data entry can nevertheless offer an extremely steady (not to mention flexible) source of extra income. You generally get paid for the number of entries you make rather than by the hour, which means you can go back and forth to it when you get a spare few minutes.
14. Dinner preparation: "I recently met a woman who earned quite a bit of money as a very part-time chef," says Hamm. "Once a week, she would go to someone's house and prepare a homemade meal for their family, then do all the dishes and cleaning up. This gives the family plenty of together time, while earning her some cash in hand." If you love to cook, this can be a great extra earnings opportunity, but be prepared to put some effort into finding your customers.
15. Become a DJ: It goes without saying that you need a deep love of music and an extensive collection of tunes before you can even consider DJing, but as much of the work is at evenings and weekends, it could make a perfect side business. Be ready to cater for a range of crowds and musical preferences, not just your passion. Learn the ropes by concentrating first on weddings and birthday parties or by doing roadie work for an established DJ, which will gain you useful contacts.
16. Be a doula: Jasmine Birtles, the founder of website moneymagpie.com, says you can make between £12 and £15 an hour or £250-£500 for a birth by being a doula – a birth partner and post-birth partner. "If you've had a baby and you want to help new mothers, do a short course with Britishdoulas.co.uk and work locally," she says. "You do what a grandmother or sister might do for a new mum, such as giving moral support, helping around the house, caring for the baby and supporting the whole family."
17. Flower arranging: Imagine doing what you love and getting paid for it, which is what this idea brings to mind. "The nature of the product means you're likely to cater to a local audience, so why not impress with a business card and delivery car adorned with flower power," suggests Jones of enterprisenation.com. "It'll turn heads and attract new business as you turn corners."
18. Garage/garden sales: "One person I know holds a garage sale at their house almost every weekend during summer," says Hamm. "They get a lot of regular customers who stop by almost every weekend to see what's on sale. That person then goes to neighbors and friends and offers to sell their stuff for them, splitting the proceeds. People are usually happy to do this since they can get rid of unwanted items and earn a bit of money, too."
19. Gardening services: "I've had requests from others for people willing to do this, so the demand is out there," says Hamm. "To put it simply, some people are willing to pay others to get a vegetable or flower garden started so that they can have access to ultra-fresh produce without doing all the legwork."
20. Making greetings cards: If you're the kind of person who loves making things, why not try your hand at cards? Ask a local shopkeeper what kind sells best and follow their advice, working to a distinctive style of your own. Then try selling to family, friends and local businesses. Be mindful of material costs and time taken though, as wastage can be expensive in such a low-value product.
21. Handyman services: Know your way round a toolbox? Let people know that they can call you for little repair jobs, relatively straightforward DIY tasks such as putting up shelves or assembling flat-pack furniture. "You'd be amazed at the simple things people are willing to pay others to help them with," says Hamm.
22. Host and teach foreign students: "This is a great way of renting your room without getting stuck with the flat share from hell," says Birtles. "Foreign students don't usually stay longer than a couple of months at a time, so if they're annoying at least you know they'll go soon."
Usually the deal is B&B, but sometimes you need to give them an evening meal too. Get in touch with your nearest English language schools and let them know you have a room to rent, Birtles advises. The website idiom.co.uk has a list of schools in the UK. You can make up to £200 a week depending on where you live.
23. House cleaning: "This is an idea you can start yourself, or consider being part of a house-cleaning franchise such as Molly Maid where you have the benefit of being your own boss as well as the support of a central team," says Jones.
24. Ironing/laundry services: "Even in these cash-strapped times, some people hate ironing so much they're willing to pay others to do it (at least in the posh parts of town)," says Birtles of moneymagpie.com, who suggests either registering with domestic agencies such as mrshunts.co.uk or setting up your own local service.
"Check out the competition, see how much they charge, and undercut. Either work for an hourly rate, a fee per item or a fee per lb," she says. You should get between £8 and £12 per hour, between 50p and £1 per item or between 50p and £1 per lb of clothes, depending on where you work."
25. Jewellery selling: Never mind Tupperware – if you have jewellery you no longer wear or want, try organizing a party to sell it, says Jones. "Websites that organize these parties, such as ounces2pounds.co.uk, are going great guns in signing up ladies who want to earn extra income in their spare time," she says.
26. Knitting/alteration/sewing services: A big growth area, as more people come to appreciate the value in repairing and patching up clothes. If you're handy with a sewing machine, there's serious money to be made. Once you get known locally, word-of-mouth should do the rest.
27. Leaflet distributing: Delivering leaflets to people's houses could be a profitable and healthy way to spend a few spare hours a week. Call into your local shops and restaurants to see if they need help distributing flyers, menus and so on.
28. Market research: Get paid for your opinions by signing up with sarosresearch.com and taking part in focus groups, suggests Birtles. "You get between £50-£100 cash, plus food and drink for saying what you think about products or services for a few hours. Or be the one asking the questions. Ipsos Mori offers flexible hours to people willing to do phone interviews or knock on doors to ask people questions. You make between £8-£10 an hour on average."
29. Musical performance: If you can play a musical (especially orchestral) instrument to a high enough standard, know a few choice solo pieces and look presentable, spread the word locally – weddings and other formal functions can be a lucrative source of performance income.
30. Online surveys: It's possible to make pocket money by filling in internet surveys – though moneymagpie.com's Birtles advises caution, as there are hundreds of bogus companies on the net. "Toluna, Ciao!, Lightspeed Panel, and Valued Opinions are all pukka," she says. "You make between 50p and £5 per survey. Click here for more information and a list of genuine survey companies.
31. Online trading: Sites such as eBay and Amazon make it easy for people to dabble in e-commerce. "Start with a clear out of your attic," suggests Dan Wilson, author of Make Serious Money on eBay. "If you start to sell other goods, focus on things you can get hold of easily, or are passionate about. And have an eye on the Christmas market: think about what will be selling well in a few months' time."
32. Personal organizer/assistant: If you are good at filing and managing tasks, and know someone who isn't, why not offer to share your expertise with them for a small consideration? Being organized is a valuable skill, and whether it's for a small company or a friend there may be more of a market for this than meets the eye. Ask around friends or look on listings websites including gumtree.com.
33. Personal shopping: "This is an idea that nicely taps into our desire for personal service," says Jones. "There's also potential to niche this business, for example focusing on time-starved ladies. Making it niche brings down marketing costs and increases customer loyalty."
34. Personal tutoring: If you are a part-time teacher or are perhaps taking a career break to look after young children, this can be a great way to make a little money while keeping your syllabus knowledge up to date. Try advertising locally or registering with an agency like Personal Tutors.
35. Pet grooming: "Many people loathe bathing their pets and trimming their hair – I know I do," says Hamm. "Pet groomers can do this for a small fee – a perfect job for a person who loves dogs and cats."
36. Pet minding/walking: "Dog-walking is a fantastic earner if you love animals and enjoy the outdoors," says Birtles. "On average you can make between £10-£15 per hour, per dog." Get good and you can be walking two or more at a time. Offer pet-minding as well and you can make a whole business out of it. "You'll need public liability insurance in case something happens to the dogs or members of the public," she warns.
37. Online referrals expert: There's money to be made from your email address book: a surprising number of companies will pay you if you can persuade your friends to become their customers. Check out the website refermehappy.com, an online matching service where you can get referral bonuses from companies like Sky, Virgin Media and First Direct.
38. Rent out your stuff: You can rent pretty much anything now, although space is still the most profitable "item", says Birtles. "Rent your driveway on parkatmyhouse.com if you live somewhere popular, or your possessions from a baby bath to your lawnmower on sites like rentnotbuy.co.uk and Zilok ," she advises. "Currently there are more items on offer than requests to lease things, but it's worth a try."
39. Slivers of Time: OK, this isn't strictly a business idea, but sliversoftime.com matches people with a few spare hours here and there with part-time work. Register with the site, then put your spare time on the calendar. Your hours are sent to local agencies and businesses who regularly use part-time workers.
40. Selling ad space on a personal blog: This is not a big money-earner to start with but could be if you work at it, reckons Birtles. "Set up your own blog (do it for free with blogger.com) and fill it with great writing, photos, videos and anything else you're passionate about," she advises. "Get ads automatically through Google Adsense and make a few pence every time someone clicks on an ad."
Do book reviews and make money selling the books through Amazon's affiliate programme.
41. Scrapbook making: Many people dream of having beautiful scrapbooks, says Hamm. "They collect all the materials they want to go in them, but never follow through on the actual creation. You can step in here – take their ideas and materials and assemble a scrapbook for them."
42. Selling lost luggage: Auction houses round the country routinely sell off lost luggage that the airlines have failed to match with their owners. "For example, Greasby's in south London sells off BA's lost items every week," points out Birtles. "You bid blind on bags that have had the expensive stuff removed (cameras, iPods etc) and then sell the bag and contents on eBay or at a car boot sale. Bags generally go for between £5-£50. Your profit depends on what's in them!"
43. Translating: If you are fluent in a second language, translation services are in demand as UK companies look overseas for new sales. But be warned: it's a serious business and you'll need professional qualifications from an accredited body (such as the Institute of Translation and Interpreting or the Chartered Institute of Linguists) and professional indemnity insurance before setting up.
For public service translating work you'll also need a diploma in public service interpreting law, a licence from the National Register of Public Service Interpreters and to be registered with an approved interpreting body.
"Once qualified, register with translation sites such as lingo24.com and language123.com and grow from there," suggests Jones.
44."Ugly" modelling: If you look, shall we say, different, you could make money in ads, photoshoots or appearances through the Ugly model agency. "People with phenomenal tattoos, piercings or just very "interesting" faces can make thousands doing commercials, videos or corporate appearances," says Birtles.
45. Vegetable growing: If you have some suitable garden space and the requisite green fingers, focus on one vegetable and sell the excess to local greengrocers and at farmers' markets. "My father does this with tomatoes and earns some solid extra money in the summer," says Hamm.
46. Virtual assistant: "Many ultra-busy professionals appreciate having someone who can check and answer their email, organize task lists for them, update their calendars and so on, with minimal interaction," says Hamm. "You can provide this service from home with a good internet connection."
47. Website designing: An increasingly competitive field as the software needed becomes more and more mainstream. However if you have a good eye for design generally and formal training, it can be a profitable side business.
48. Wedding/social photographer: You'll need a website or blog to showcase your work, but if you're confident that your photography is good enough, there's no reason why you can't do wedding/function work professionally. Do your homework though – you'll need to take charge of arranging people into groups and know all the classic poses expected of the occasion.
49. Wedding planning: If you're one of those people who can't help but flip through bridal magazines and daydream about nuptial arrangements, this might be perfect for you. "A great way to get started is to develop a website on the topic, get to know people online and offer your services to the community," says Hamm.
50. Writing letters to magazines: You can make between £10-£200 for a good letter or photograph to a weekly magazine such as Take a Break or Pick Me Up, suggests Birtles. "If you have a really juicy story you can make even more, and you don't even have to write it, she says. Women's magazines particularly are usually desperate for items for their letters' pages, and even quite tame stuff often gets in.

Working from home - Whose business is it?

If you're an employee/mum/student by day and are building a business after hours, Emma Jones highlights the people­ you need to keep in the loop.
The boss: So long as you're not doing anything in competition with your day job, it's wise to tell your employer. Providing it doesn't affect your work, most employers should see a side business as a good thing; you're gaining new skills, while the employer gains the benefits and doesn't have to pay for the training.
The insurance/mortgage people: When starting a business at home, upgrade the insurance policy to include­ business cover and tell your mortgage provider, even though this won't affect payments. You only have to inform the local council if the nature­ of the house is going to change from a home to business premises, which is unlikely.
The taxman: You have a duty to inform HMRC of activities within three months of trading. Registration­ is straightforward, with forms depending­ on whether you set up as a sole trader, partnership or limited company. Keep the tax bill as low as possible by claiming business and homeworking expenses.
Friends and family: Last but not least – so they can all (hopefully) start buying from you.
Emma Jones is founder of Enterprise Nation and author of Working 5 to 9. To order a copy for £10.49 (including UK mainland p&p), go to guardian.co.uk/bookshop